The Unofficial Rules of Credit Cards Annual Fee Refunds

Almost every major card issuer offers a grace period where you can cancel or downgrade your card and receive a full or prorated refund of the fee. But the timeline strictly depends on the annual fee post date and the respective CC issuer. Here is the guide you can follow to figure out how long … Read more

How to Maximize the Chase Sapphire Reserve $300 “Exclusive Tables” Dining Credit

Sometime last year, Chase added a $300 annual dining credit to the Sapphire Reserve. But this credit is strictly fenced to a curated list of roughly 400 high-end restaurants operating under the Sapphire Reserve Exclusive Tables program. Because the program is heavily concentrated in major metropolitan areas, utilizing the credit requires strategy. Here is the breakdown: How … Read more

Amex Platinum Card – $300 Annual Lululemon Credit

Onetime activation required to enable this credit. Offer Activate this benefit one time here. Details Strategy To extract maximum value without spending unnecessary cash, here are some options: Will recommend creating free Lululemon account as that give you ability to return final sale items. Stacking Opportunities: Our Verdict This $300 credit is a solid perk … Read more